If you suffered injuries on the job, you know how important it is to get financial support through a workers’ compensation claim. These benefits, secured through your Alaska employer’s insurance policy, can allow you to address some of the financial losses associated with a work accident. It can be devastating to discover your claim came back denied.
When an initial claim is not successful, an applicant may feel like there is nothing he or she can really do about it. In reality, there may be steps you can take that will allow you to keep fighting for and eventually secure the benefits you need. This is not the end of the road for you, and you do not have to continue your pursuit of what you need to get better and move forward alone.
Excited about the possibility of finally getting the financial support you really need after a work accident, you check every day for an answer after submitting the application. You finally get a letter in the mail, but instead of it being the good news you hoped for, it’s actually a letter explaining that the insurance company denied your claim. This can be devastating.
Your letter likely includes a reason for the denial. This is important information as it could be crucial if you move forward with an appeal. Some of the most common reasons for denied claims include the following:
- There is no evidence that you required medical treatment for your injuries after a work accident.
- You did not file your claim in the appropriate time frame.
- Your employer is disputing your claim or denying the circumstances of the accident.
- You did not report your injuries in a timely manner.
- Your injuries are not compensable, or it is not clear they are related to your work or the result of a work accident.
Depending on the reason for your denied claim, it may be possible to appeal. By including additional medical documentation or other types of evidence, you may still be able to get the benefits you need.
Your recovery is important
A work accident can change your life and leave you with injuries that are painful and expensive. Your recovery is important. If your claim came back denied or you want to do anything you can to give yourself a better chance with your initial claim, you may want to speak with an experienced attorney. A knowledgeable legal counselor can assist you as you walk through every step of the claims process.