Every morning, you wake up and begin to take care of your many responsibilities. This may include getting the kids ready for school, helping your spouse with breakfasts and lunches, and maybe taking care of a few household chores before heading to work. You may discuss with your spouse the plans for the evening and maybe take something from the freezer to thaw for supper.
Your daily plan does not include receiving a call that your spouse has suffered a fatal injury in a workplace accident. Even if your loved one works in a dangerous industry, you probably put the danger out of your mind and trust that your spouse's employer provides adequate safety measures. However, if you are facing this tragedy, you may have many questions about your family's future.
Was your spouse at great risk?
A recent report reveals that Alaska ranks first when it comes to job fatalities. More people die on the job in Alaska than in any other state in the U.S. In fact, 10.2 of every 100,000 workers suffer deadly injuries on the job, leaving families and loved ones to suffer emotionally and financially. The industries in this state with the most fatal accidents include the following:
- Agriculture and forestry
- Transportation, including pilots
- Coal and metal mining
- Gas and oil extraction
Traffic accidents, fatal falls and workplace violence top the list of causes of death on the job. While the above-listed jobs see these tragic events most often, a deadly accident can occur at any time in any industry.
Get what you deserve
You may be relieved to know that workers' compensation provides death benefits to the families of those who die on the job. Depending on the circumstances and your eligibility, you may qualify for a portion of your spouse's weekly wages and reimbursement of funeral expenses. While receiving monetary benefits may not restore your home to the way things were on the morning before the accident, they may be a great help to you at this desperate time when so many things are uncertain.
Unfortunately, some insurers are clever at finding loopholes to avoid paying benefits workers and their families need and deserve. If you deserve death benefits through workers' compensation, you undoubtedly have better things to do than to tussle with the insurer. Reaching out for legal assistance may help you meet your goals.