When you get hurt at your job, you have the right to file a claim for compensation. You hope the process will be simple and quick, so you can recover physically and financially. Unfortunately, you may receive a notice of denial that dashes your hopes.
Just because your claim gets denied at first does not mean the possibility of receiving compensation is completely lost. You may be able to appeal the denial and get your rightful funds. Follow these guidelines to find out if appealing a denied workers' compensation claim in Alaska is right for you.
Read the notice to understand the reasoning behind it
In Alaska, a letter of denial is called a "Notice of Controversion." If you receive this document, make sure you thoroughly analyze it. The notice should include an explanation for why your employer or the insurance company denied your claim. For example, the letter may claim you missed a deadline or that your injury is not related to your occupation. Sometimes, the reason for denial is a simple error, such as missing paperwork. Once you know the reason, you can strategize what step to take next.
Filing an appeal for denied workers' compensation
If you believe you still deserve benefits despite the initial refusal, you may want to appeal the decision. You have two years from your injury to submit an appeal to the Alaska Workers' Compensation Board. The document you need to fill out and file is 07-6106. This form is necessary for any disputes regarding your benefits.
To successfully appeal a denial, you must provide evidence disproving whatever reasoning is in the Notice of Controversion. This may include medical evidence, time sheets or surveillance footage.
Considering a settlement is risky
When you submit an appeal, the insurance company may try to get you to agree to a settlement. Generally, this offer is less than you truly deserve. Before you agree to any settlement, make sure you fully understand the consequences.